References

When building a digital bank from the ground up, the most critical factor is choosing the right technology. As a fully digital institution with no physical branches, having an application that is fast, reliable, and sustainable was a strategic necessity for us. At this point, the BOA Banking and Technology Platform became a clear choice. BOA is the result of 30 years of accumulated expertise and is already used by many banks as a mature and proven platform. This provided a strong sense of confidence for us from the very beginning. It established a comprehensive, end-to-end backbone across all of our processes—customer onboarding, account management, money transfers, payments, credit allocation, and financing. Both during our establishment phase and today, it has significantly reduced our risks while giving us the capability to develop and scale at remarkable speed. We built our bank together with the Architecht team, and we continue to develop it together. Working with a team in Türkiye that not only builds and develops this technology but is also deeply familiar with the regulatory landscape was, for us, a strategic decision that goes far beyond technology itself. Today, we regard BOA not merely as a platform but as the strong digital backbone upon which we design all our banking processes—and seamlessly integrate third-party products.

The Banking and Technology Platform developed by Architecht accelerated the establishment process of our bank and enabled us to successfully pass the audits, as it has all end-to-end banking modules. Thanks to the strong framework structure of the Banking and Technology Platform, we are able to perform transaction management smoothly and achieve superior performance in high load tests. The ready-made infrastructures offered by the platform enable our software teams to develop quickly, while we can always receive support and consultancy services from Architecht teams. Our requests regarding the modules within the platform are fully met by Architecht experts. We can also receive health check and outsourcing services from Architecht when necessary. Finally, we have completed our Central Bank integration with Airapi, an Open Banking and API Management Platform product developed by Architecht, and we plan to offer our banking APIs through this structure. We would like to thank Architecht for always standing by us with their solution-oriented approach.

As Golden Global Investment Bank, we have been securely using the Investment Banking Platform developed by Architecht for many years. Since the start of our operations, we have continuously enhanced our platform through our annual R&D investments. The synergy, collaboration, and alignment we have built with Architecht have contributed to the introduction of new products and services in the industry. We extend our gratitude to the Architecht family, our strategic solution partner, for their contributions on this challenging journey.

As Destek Investment Bank, we have been in a successful cooperation with Architecht in the field of technology solutions since 2021. In this process, our bank's infrastructure has been strengthened, its technological needs have been met, and our business processes have been maintained uninterruptedly and efficiently with the critical support provided especially for the banking software infrastructure. The professional, reliable and highly effective service approach of Architecht teams has played an important role in our bank's digital transformation journey. We would like to thank them for their support and devoted work.

We’ve completed our BKM Open Banking, Authorized Payment Service provider (YÖS) certification with Architecht's Airapi product. We were very satisfied with the fast installation, completion ofcertification tests and support services they provided us for BKM integration. With their experience and knowledge, they were very helpful and guided us through BKM processes.  We would like to thank Architecht teams for being with us at every stage of the process, including the audit.

Airapi Open Banking and API Management Platform has become an important component in our strategic roadmap. It is crucial for us that it is a useful, tried and tested product that is constantly under development. Seeing that it was developed by a team that focuses on information security, cyber security and compliance with regulations provides us with a significant comfort zone. This allows us to focus on our business and services without wasting time on technological details.

We use Airapi Open Banking and API Management Platform to establish an easier, faster and more secure structure both in communication between internal applications and external integrations. The insurance sector has many integrations and works with many stakeholders. As the number of endpoints increases, the importance of providing easy, fast and reliable integrations increases even more. At this point, we provided both standardization and central management by putting a layer inbetween with Airapi. As the number of uses increases, the need for central authorization arises, and this feature of Airapi provided great convenience for us.