Over the past decade, the financial technology sector has undergone a remarkable transformation—both globally and in Türkiye. The rise of mobility, the evolution of open banking standards, the growing importance of digital customer experience, the critical role of cybersecurity, and the acceleration of artificial intelligence applications have fundamentally reshaped the industry. At Architecht, we have always positioned ourselves at the heart of this transformation.

When we were founded in 2015 as a subsidiary of Kuveyt Türk, our goal was not only to serve our group but also to provide innovative, flexible, and sustainable technology solutions to all financial institutions operating in Türkiye and abroad. Today, we take great pride in having turned that vision into reality.

The BOA Banking and Technology Platform has been the flagship of this journey. With its strong compliance with global cybersecurity standards, stable performance, regulatory alignment, and high integration capability, many banks in Türkiye and Europe have built their digital infrastructure on BOA. The successes we have achieved with KT Bank AG in Germany, various business partners in the Middle East, and numerous banks in our country are clear indicators of Architecht’s scalability and reliability in global markets.
In the new era, our OBA Suite product enables high-speed development, effortless deployment, and platform independence through its low-code/no-code and microservice-based architecture, while our AIgent product empowers banks with generative AI (GenAI) capabilities and development opportunities that drive innovation. In the near future, we aim to expand our marketplace with both financial and non-financial products developed on the OBA Suite platform.

Another area where Architecht makes a difference is R&D investment. Today, with more than 800 engineers, we are investing not only in current technologies but also in the future of banking technology. Our products and services in hyper-automation, AI-driven decision systems, cybersecurity, and open banking empower our clients with speed and efficiency—while enabling them to create new business models.

In the fintech ecosystem, one of our core values is our approach to providing innovative and sustainable financial technologies for everyone. Beyond serving large banks and their customers, we also support the digital transformation of small and medium-sized financial institutions with accessible, scalable solutions. We believe the true strength of financial technology lies in its inclusiveness.

As we celebrate our 10th anniversary, we see a strong journey behind us and exciting new opportunities ahead. Our locally engineered solutions—such as the BOA Core Banking and Technology Platform, BOA Card Payment Systems Platform, PowerFactor Multi-Factor Authentication and Mobile Security System, AirAPI Open Banking and API Management Platform, OBA Suite Technology Platform, AIgent Generative AI Platform, Digital KOBI, AppWys Digital Customer Acquisition Platform, and others—will continue to make an impact on a global scale.

Looking forward, our vision is to become the most trusted partner leading the AI transformation in financial technology. By advancing our AI-based products even further, we aim to empower institutions to evolve into autonomous banks, autonomous financial organizations, or autonomous enterprises.
Architecht’s first decade marked the beginning of this vision—and with the same determination, we aim to remain a key player in the present, future, and evolution of financial technology.